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Wednesday, 17 July 2019

True Copy Swa Pramanit karva babat 12/10/2015 no Paripatra

True Copy Swa Pramanit karva babat 12/10/2015 no Paripatra
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True Copy Swa Pramanit karva babat 12/10/2015 no Paripatra

It depends on the company that how much loan will they provide. 

In general you will get the loan 4 times more than your income. The 80 to 90% price of the car it becomes finance and it some companies 100% it must be Ex showroom on road price.
When we take loan for second hand car the second time registration expenditure does not cover it the interest on car loan excluding the car loan of the car the company which have marginal card fund MCLR they charge extra. Mostly rate is fixed and it's easier to pay back.
If you think that in future the interest rate may vary then you can take loan under the floating rate.
At present time the interest rate is 10.30 to 15.25 in companies and sometimes for womens alone is forgived.
If you take loan to buy second hand cars then it's more extra than to take loan for new cars.

WHAT ARE THE EXPENDITURES FOR CAR LOANS? 

While taking loan for refunding it Bank applies many charges.
• when you apply process fees is taken.
• it must be of loan amount 0.4 to 1%.
• returning loan before time period they apply some fees.
• few banks take more charge for it and few do not take any.

Few Bank provide facilities like part payment for loans it means whenever you have enough money you can return 1 part of it. In few Bank day even charge for payment. When you take car you cannot do repayment till 6 months.

1) normally Bank provide medium car, SUV and MUV Finance. Before sanction of loan you must check the loan offers provided by company for particular car.

2) In car loan there is no tax benefit.

3) before taking loan you must check and see the interest and check everything once. For applying car loan it's easy there is no need of much papers and not to keep much property papers. It's safe with ka and before alone we must check our budget.

The above article may help you to take the card loan and what are the interest and what are the procedures and documents needed.

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